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Have you ever been treated unfairly when trying to purchase a property? Incidences of unfair treatment occur more frequently than you may realize and because it only counts as unlawful discrimination if it takes place for certain reasons, it is important to know how to identify it. This helps because, if you have been treated unfairly when buying a property because of who you are, you may be able to do something about it.
The 2010 Equality Act makes it unlawful for you to be discriminated against when buying a property. This means that you can take action in the civil courts. You however need to first be sure whether unlawful discrimination has indeed taken place.

What You Need to Know About Discrimination When Buying a Property

In order to identify this sort of discrimination, you need to know that unfair treatment in this context is only unlawful when carried out by certain people, exhibiting certain types of behaviour. As such, you need to check why you are being unfairly treated, what the unfair treatment is, who is treating you unfairly and how the treatment is unfair.
When you are trying to buy a property, the law says that any one with the ‘right to dispose of premises’ must not discriminate against you. This includes private landlords, social landlords such as local authorities and housing associations, property owners, estate agents and so on.
According to, a part of this law also covers discrimination when renting or living in a property, and in delivering services related to buying a property, service providers such as surveyors and valuers, solicitors and mortgage lenders are not meant to discriminate against you.
There are different types of unlawful discrimination. This could be direct if it is based on who you are or who you may be connected to; it may be indirect if it is meant to put you at a disadvantage in relation to others; the discrimination may arise from failure to make reasonable adjustments or it may be as a result of your circumstances.
In order to address these issues, it is important that you know the part of the Act that applies to your situation because there may be differences in what counts as unlawful discrimination in different circumstances.

Are You Being Treated Unfairly?

When buying a property, you may be treated unfairly because of ‘protected characteristics’ such as:
·         Sex
·         Race
·         Sexual orientation
·         Disability
·         Pregnancy and maternity
·         Religion or belief
·         Gender reassignment

A lot of times, prospective home buyers are offered a property on unfavorable terms, or harassed and victimized because the seller may not want them to buy the property. If an estate agent refuses to sell you a property, if the agent is treating you badly probably because of your race or behaving in a threatening way or is being verbally abusive, you are being treated unfairly.
If you have been treated unfairly when buying a property, you can take steps to address it. You however, need to first be sure that unlawful discrimination has taken place.