April 16, 2021
Buying a home can be a time-consuming and exhausting pursuit. Searching for the right property, making appointments to view, driving round endlessly looking at different houses and neighbourhoods while checking what local amenities there are is a challenge! You also need to make sure you can afford what you want to buy. In days gone by, people would either peer through the window of estate agents, make a ton of phone calls to prospective mortgage providers and thumb through the property section of the trusty local paper. But these days, much like everything else, there is a mobile phone app you can use. In fact, there are so many it can be pretty tiring scrolling through them to get the best ones to suit you! Here are 6 great apps to help your journey to buying your dream home.
Mortgage Calculator UK
Unless you have a huge pile of savings stashed up, you are going to need a mortgage. Before you look at any homes, you are going to need what level of mortgage you can afford – it’s pointless looking at £400,000 houses when you can only really afford £200,000. Unfortunately, there can sometimes be a considerable gap in what you think you can borrow and what a provider will actually lend you. Mortgage Calculator UK is a brilliant app for prospective home buyers. This free app calculates the true cost of a mortgage over different time terms and walks you through the different numbers and financial jargon. You can also feed your current overheads into the app, which will let you know what you should really look to be borrowing, so you don’t overstretch yourself.
Your next step is to jump in and start looking at properties. A major go-to app for house searches is Right Move. It is the biggest property portal in the UK and features around 1 million properties at any one time; it also gets a massive 125 million visits a month. You can search using a wealth of filters including area, property type and price. Extensive photo galleries and detailed floor plans give you a great feel of the properties and they’ve also got information on transport links and nearby schools (including OFSTED ratings). You can also use maps to look at properties at street view level. You can also save searches and ‘favourite’ properties you like the look of. You can also record your desired criteria and get alerts when new houses come on the market in the area you are looking at, relevant to your requirements. Zoopla and On The Market are also strong alternative apps to consider.
Buying a house is a huge commitment, and not only do you want to select the right home, but the area needs to be right too. There are some great apps that will help if you’re not familiar with the area you are looking at. Streetcheck is a clever app – you simply enter the postcode or road name and you’ll get a ton of very useful intel about the local environment. Housing types, demographics, employment, crime levels and broadband speeds are all included. If you don’t know what amenities (shops, parks, banks, pharmacies, restaurants etc) the area has then the AroundMe app is a splendid choice.
So, you’ve found the right house in the best area and your mortgage is sorted. Now you need to plan ahead and get the right look for your new home. The Houzz app is a brilliant place to get ideas – there are 16 million photos of home interiors and exteriors to get your teeth into. You can also find and buy products and get great advice from professionals. Homestyler is another excellent home design app – it allows you to take a picture of a room, switch it to a 3D perspective and then add in different styles and types of furniture, colours and flooring into the space. Experiment to your heart’s content.
These are just a few of the wonderful apps that can take the strain out of buying a new home. All you need is a smartphone and you will find exactly what you need. While you’re scrolling away, don’t forget to head online and check out some of the best and cheapest sim-only mobile phone deals you can get this April.